Jane Turbes: Community Manager

Community managers have responsibilities to the home owners, to the management and to various other stakeholders. As all stakeholders have different priorities and concerns, it is difficult managing conflicting issues – but it can be done. Jane Turbes, as the community manager at Hammersmith Management, Inc. in Greenwood Village, Colorado was one community manager who was able to keep all parties happy.

As the Community Manager, Jane Turbes facilitated, advised, educated and assisted the Board of Directors, their Committees, and Home Owners. Turbes was responsible for the daily management and operations of the Association’s business. She was to manage day-to-day operations, administration of the community and all common area property.

With her financial background, Jane Turbes soon took over the coordination and management of all activities pertaining to finance, planning, analyzing of financial reports, and operations budgeting while also monitoring and managing safety, maintenance and community services.

Moreover, Jane Turbes helped in conducting research and managing special projects as directed by the Board of Directors. She became efficient in reporting to the Board of Directors on all issues that may affect the community.

Jane Turbes worked long days, and usually evenings, to perform site-inspections of properties. All residents knew that Jane Turbes was always available, only a phone-call away.

It is easy to see why Jane Turbes has been so successful in every professional role she takes on. Her excellent work ethic, integrity and professionalism can serve as an example to other managers.

Jane Turbes: A Diverse Set of Skills

An underwriter’s job is complex. A person must have experience in a wide variety of fields and have a diversified set of skills if they are to succeed as an underwriter. Jane Turbes works as a senior underwriter at Urban Lending Solutions in Highlands Ranch, Colorado, where she utilizes her experience from a 20 year period in the finance industry.

As underwriter, Jane Turbes is responsible for verifying documents from client and confirm customer income calculations. Underwriters have a specific method to adhere to, which includes investor guidelines to complete Verification of Income related tasks. If further information or documents are needed, the Underwriter works with client’s staff to obtain them.

Jane Turbes is experienced in using the verified income to perform the loss mitigation treatment eligibility analysis, which is done via client provided proprietary tools. Each investor and loan type will have different modification eligibility requirements that may include, but are not limited to debt-to-income ratios, unencumbered/ surplus income amounts, property occupancy status, reason for default and required financial documentation.

As senior underwriter, Jane Turbes is successful because she possesses a certain set of characteristics. Turbes is responsible and capable of working independently as well as part of a team. The job position requires someone discreet, as underwriters deal with confidential information on a daily basis. Jane Turbes manages dozens of projects simultaneously and is able to handle a heavy workload. Her excellent organizational abilities come in handy for this very reason.

Jane Turbes: The Youngest of Eight

Jane Turbes is a farm girl turned financial genius. Born in Minnesota as the youngest of 8 siblings, Jane Turbes thanks her family for her work ethic and loyalty. Currently, Jane Turbes works as a senior underwriter for Urban Lending Solutions in Highlands Ranch, Colorado. Over the course of nearly 20 years, Jane Turbes has held a wide variety of positions in the finance industry.

Jane Turbes has done everything from credit analysis to real estate financing. Along the way, Turbes gained valuable experience in credit risk, underwriting, real estate transactions, loan documents, residential mortgages, investment properties, loan servicing, construction loans, due diligence, title insurance and more. Basically, Jane Turbes has every skill needed to be successful in a financial career.

Jane Turbes prides herself on the kind of informed decision making that drives growth and change. She is success driven, and has proved her worth in leading financial services enterprises.

Jane Turbes credits her success to strong attention to detail and dedication to quality assurance and client service. Her well-developed interpersonal and problem-solving talents for presenting and negotiating profitable solutions have made her a sought-after team leader. Jane Turbes is and always has been committed to setting and achieving high-performance standards while managing and training teams and discretely handling multiple concurrent projects in a high-productivity environment.

In her time off, Jane Turbes enjoys volunteering her time at the Animal Humane Society and Dumb Friends League. Jane loves animals and owns two Chihuahua puppies that she considers part of her large, close-knit family.

Jane Turbes: A Vital Role

As a senior credit analyst at various leading financial institutions including Commercial Capital and Alliance Bank, Jane Turbes played a vital role on executive management team in underwriting reviewing, structuring, and approving complex commercial real estate loan applications.

With nearly two decades of experience in financial matters, Jane Turbes specialized in analyzing medium to large commercial real estate transactions which included investment properties, multi-family, income producing, hospitality, owner occupied, construction, and land/residential development loans.

During her career, Jane Turbes recommended process enhancements; trained and led teams in precise and timely review, processing, and preparation of summaries to facilitate achievement of business objectives. She is an expert at getting fellow executive leadership approval by preparing and delivering strategic investment packages, comprehensive analyses, assessments, internal rate of returns, valuations, market analysis and decisive recommendations on structure, documentation, and requirement levels.

Currently, Jane Turbes works as an underwriter for Urban Lending Solutions. Here, she has effectively applied in-depth knowledge of credit risk, cash flow, loan to value, market analysis, industry comparison, variable analysis, and review of third-party reports and legal documents.

Jane Turbes’ comprehensive experience further includes credit analysis and underwriting, cash flow analysis, pro-forma generation and due diligence in determining loan approvals of a diverse base of real estate projects with concentrations in land development, investment properties, construction, and multi-family/apartments.

In her personal life, Jane has realized the value of enjoying every single moment after a death-defying incident a few years ago. She enjoys travelling, cooking, and spending time with her family and friends.

Jane Turbes: Senior Underwriter

Jane Turbes has – over a comprehensive 20-year career – held a variety of jobs in the finance industry. Currently senior underwriter for Urban Lending Solutions in Highlands Ranch Colorado, Jane draws upon her years of knowledge and experience to once again succeed at her work.

Jane Turbes can easily and effectively coordinate and communicate with attorneys, appraisers, surveyors, environmentalists, and title companies for obtaining and evaluating documents. She knows how to write and prepare legal and loan documents. Jane ensures quality throughout all transactions by training and mentoring staff in reviewing loan files and handling confidential data, among other tasks.

The main reason Jane Turbes is so good at what she does is because of her prior experience. For example, during her role as a Senior Analyst at Commercial Capital, INC., Jane fueled bank profitability by developing and managing $200MM 100-client loan portfolio across a comprehensive assortment of commercial, executive, and consumer loans. Jane Turbes further promoted full range of bank products and services, drove end-to-end loan processing from origination through closing for a wide variety of commercial and residential loans, and performed extensive credit analysis and accurately assessed and determined credit risk on loans.

Jane Turbes knows her way around subjects such as extensive credit, cash flow and financial analysis, market analysis, feasibility, risk analysis, pro- formas and due diligence. There is no doubt that Jane Turbes can easily and capably handle any role she is given in a financial or management capacity.

Jane Turbes: Minnesota Native

Jane Turbes is a long time resident of Colorado but was born in Minnesota to a large family. Orphaned and declared diabetic at a very young age, Jane Turbes is no stranger to making her own way through an indifferent world. Jane Turbes has nearly 20 years of experience in all sorts of financial roles. Currently, Jane Turbes works as a senior underwriter for Urban Lending Solutions.

Before becoming an underwriter, Jane Turbes spent some years real estate consulting at Aspen Financial Partners, LLC. She played a vital role on executive management team in underwriting reviewing, structuring, and approving complex commercial real estate loan applications.

As a real estate consultant, Jane Turbes specialized in analyzing medium to large commercial real estate transactions which included investment properties, multi-family, income producing, hospitality, owner occupied, construction, and land/residential development loans.

She effectively applied in-depth knowledge of credit risk, cash flow, loan to value, market analysis, industry comparison, variable analysis, and review of third-party reports and legal documents. Turbes also recommended process enhancements; trained and led a team in precise and timely review, processing, and preparation of summaries to facilitate the achievement of business objectives.

Jane Turbes is an expert in preparing and delivering strategic investment packages, comprehensive analyses, assessments, internal rate of returns, valuations, market analysis and decisive recommendations on structure, documentation, and requirement levels. All these skills help her succeed in every job she has taken over the years. She views her employment as senior underwriter as another chance to show the financial world all she is capable of.

Jane Turbes: Financial Services Veteran

If one were to ask Jane Turbes of Colorado where she learned the skills to succeed in the financial services industry, she would answer ‘the farm.’ Jane Turbes has been in the financial services industry for nearly 20 years and is currently underwriter for Urban Lending Solutions. Over the years she has been a loan processor, a senior credit and financial analyst, and a real estate consultant. Her main strength is her intense work ethic and professionalism in all areas of responsibilities: timeliness in making commitments, comprehensive follow-through in actions, and understanding and execution on delivering the commitments and responsibilities.

Jane did not get an easy beginning. She was diagnosed as diabetic when she was ten years old. However, Jane Turbes has never let that deter her from anything. In college, Jane Turbes worked at Farm Credit Services in St. Cloud, MN and Shelard National Bank in St. Louis Park, MN. She was a minority female in a male-dominated industry at the time. From that age, Jane learned to work twice as hard as her male counterparts to show management and clients that she was intelligent and more than capable to handle their accounts and earn their respect. Today, she is a powerful and established businesswoman whose advice holds much value.

In her spare time, Jane Turbes knows not to take any moment for granted. Jane enjoys cooking, traveling, and enjoying time with her family and friends. Jane is an animal lover, and most of her free time is divided between her two Chihuahua puppies.